Using Reckon with Your Clio Account

Reckon does the ledger work of community-vs-separate property tracing — the part of a dissolution that otherwise means weeks of statement review or a $5,000–$50,000 forensic accountant — and hands you deliverables you can vet and use. If your firm runs on Clio, you can sign in to Reckon with the account you already have. No new password, no new identity to manage.

This guide walks through the attorney workflow end to end.

When Reckon fits (and when it doesn't)

Reckon earns its keep on the commingling cases in the middle: a client with a pre-marital brokerage or retirement account that kept receiving deposits during the marriage, an inheritance that landed in a joint checking account, a down-payment traced through three transfers. In those matters a full forensic engagement often doesn't pencil out against the amount in dispute — so the claim gets negotiated away instead of proven.

It is not a substitute for expert testimony in a high-stakes valuation fight, and it doesn't do business or real-estate apportionment (Pereira/Van Camp, Moore/Marsden) today. It traces cash and securities accounts: bank, brokerage, retirement, HSA.

Two things about the output matter to an attorney:

Every number reconciles. Statements are parsed with a reconciliation gate (opening balance + transactions must equal the closing balance, or the extraction is flagged, never silently trusted). Each account's schedule reconciles to the penny against the date-of-separation balance.
Nothing is guessed. A deposit is "separate" only when it's traced to a separate-source outflow. Untraced deposits are surfaced for classification — by the client, from their own knowledge — never auto-classified. Until everything is traced, results show as a floor-to-ceiling range under both California methods (See v. See pro-rata and Marriage of Mix exhaustion), so you always know what's proven versus presumed.

Step 1 — Sign in with Clio

Go to reckon-divorce.com/signin and click Continue with Clio. You'll authorize through Clio's standard OAuth screen and land in Reckon signed in as a lawyer. If you already had a Reckon account under the same email, the Clio sign-in links to it — one account, however you sign in.

Your dashboard is a firm command center: your linked clients, pending requests, and each client's cases.

Step 2 — Link a client (their consent, not yours)

From the firm dashboard, request access by entering your client's email. The client sees your request on their own Reckon dashboard and must accept it before you can see anything. There is no unilateral access to anyone's financial records — consent is the gate, and the client can revoke it.

If your client isn't on Reckon yet, have them sign up (free), create their case with the marriage and separation dates, and upload their statement PDFs. Uploads take batches of 100+ files and flag missing months, so "get me everything from the marriage window" turns into a concrete checklist for the client.

Step 3 — Run the trace and read the result

Once linked, open the client's case. You can view the full picture read-only and run the trace yourself — it executes the same deterministic engine the client sees, so there's exactly one version of the numbers.

What you'll see:

The subject account's separate-vs-community split, shown under both See (pro-rata) and Mix (family-expense exhaustion), as a range that collapses to a single figure once every deposit is traced or classified.
A deposit-by-deposit source trace — each during-marriage deposit either cites the exact source-account outflow that funded it, or is flagged as needing review with the specific statement that would resolve it.
The method election (See vs Mix) stays the client's call — Reckon shows you their election read-only rather than letting anyone silently change a legal position.

Step 4 — Download the memo and the court-ready schedule

From the case view you can generate and download:

an attorney-ready memo — anchor balances, narrative, and the tracing result with its evidence, and
a court-ready tracing schedule — a Schedule-1 summary plus a per-transaction community/separate running ledger for each account, with a §2640 reimbursement analysis presented as an upper bound with its legal caveats stated.

Both are built for you to vet. The schedule cites the statute and case law it applies (Fam. Code §§760, 770, 2640; See; Mix) so checking its reasoning is a review exercise, not an archaeology project.

Step 5 — File the deliverables into the Clio matter

Signing in with Clio is identity only. If you also connect your Clio account from the firm dashboard, Reckon can file its output directly into the matter — so the schedule lives in the client's file, not in someone's downloads folder.

On the firm dashboard, click Connect Clio and approve. This is a separate, explicit authorization from signing in, and Reckon requests a deliberately narrow set of permissions: read your matters, and read and write documents. It never asks to create or edit matters, contacts, or billing.
Open a case and search your Clio matters by name or number, then link the matter to the case. One case, one matter.
Click to send the tracing schedule or the memo. It appears in that matter's Documents in Clio.

Two behaviors worth knowing. Filing the same document twice is a no-op, not a duplicate — re-filing is keyed on the document's exact contents, so you can click it again after a re-run without cluttering the matter. And the file that lands in Clio is byte-identical to what you'd download from Reckon; the push reuses the download path exactly, so there is no version of your deliverable that exists only in one place.

You can disconnect at any time from the same card. Disconnecting revokes the authorization on Clio's side as well as deleting the stored credential — it isn't a local-only toggle. Your case-to-matter links survive, so reconnecting later picks up where you left off.

Pricing for firms

Evaluating Reckon is free — link a client, run the trace, read the results on screen. Court-ready exports are one-time purchases ($49 per case), and Reckon Pro ($399/month) covers a firm's caseload with clean exports included. There's no per-seat license and no annual contract.

The fine print

Reckon is decision-support software, not a law firm, and its output is not legal advice — it's a tracing analysis for you, the licensed attorney, to vet and use under your own professional judgment. Client data is uploaded by the client (or with their consent), stored encrypted, and never shared beyond the consent link you and your client establish.

Questions or a case you want to sanity-check? Write to support@reckon-divorce.com.